Find the Perfect Mortgage for Your Dream Home

Compare rates, terms, and lenders in one place

About Us

We are committed to making the mortgage process seamless, transparent, and efficient. Whether you are purchasing your first home, expanding your property portfolio, or refinancing an existing loan, our expertise ensures you navigate the complexities of mortgages with clarity and confidence.

Why Choose Us

Our Mission

We are committed to making the mortgage process seamless and accessible. By leveraging advanced technology and industry expertise, we deliver tailored financing solutions that empower you to make confident financial decisions.

The Biggest Hero Savings – Guaranteed

Heroes save an average of $3,000 when buying or selling a home with us — $6,000 if they do both! These savings are what Homes for Heroes and our local specialists provide our heroes. No red tape. No hidden fees. No catch.

You may also qualify for federal HUD, state, county, or local first-time home buyer programs, down payment assistance, or grants. Unlike other organizations that promote these government benefits without verifying eligibility, we focus on our guaranteed savings. If you’re eligible for additional programs, we’ll help you access those as well, further boosting your savings.

Featured Mortgage Offers Today

Lowest Interest Rate Offer

Best for First-Time Buyers

No Down Payment Option

Best for Low Credit Score

Additional Assistance (Optional Step 4)

Need guidance? Our mortgage specialists are here to help!

How It Works

Finding the right mortgage should be easy and clear. Whether you are a first-time buyer, an experienced homeowner, or interested in refinancing, we are here to help you understand the mortgage process with ease.

Step 1: Compare Rates

Enter your details and browse mortgage offers from top lenders.

Step 2: Choose the Best Offer

Select the mortgage option that fits your financial needs.

Step 3: Apply Online

Complete a simple online application with your chosen lender.

Additional Assistance (Optional Step 4)

Need guidance? Our mortgage specialists are here to help!

Find Your Best Mortgage Offer

Use our Mortgage Calculator to estimate your monthly mortgage payments based on loan amount, interest rate, and loan term. Get insights into your total interest paid and an amortization breakdown to make informed financial decisions.

Frequently Asked Questions

Contact Us Today! We’re happy to help
you with all your real estate needs.

The process typically takes 30-45 days after an offer is accepted, depending on financing, inspections, and negotiations.

With a VA Loan, you usually don’t need any down payment. Most borrowers can buy a home with $0 down.

We don’t run your credit multiple times — we protect it. Your score stays safe.

You can determine the right price by comparing recent sales in your area, checking market trends, and getting a professional appraisal.

Typical costs include real estate agent commissions, closing costs, repairs, staging, and possible mortgage payoff fees.

Yes. Real estate is generally a stable long-term investment, offering potential for appreciation, rental income, and tax benefits.

For buying, get pre-approved for a mortgage to know your budget. For selling, start with a market evaluation of your home.

Featured News And Insights

Secure a Home Loan with Low EMI and Easy Terms

Introduction to Low EMI Home Loans Owning a home is one of the most important financial milestones in

Refinance with Confidence Using Duane Buziak Expert Support

Introduction to Refinancing with Confidence Refinancing a mortgage is one of the most important financial decisions a homeowner

Unlock Your Dream Home with a Smart Home Loan

Introduction to Smart Home Loans Owning a home is one of the most meaningful milestones in life, symbolizing

Mon-Fri (8am – 6pm)

Sat-Sun (10am – 2pm)
(24 hours / 7 days)
4860 Cox Rd, Glen Allen,
VA 23060, United States

What Our Clients Say

Hear from Those We've Helped
Duane Buziak Mortgage Maestro | Broker place picture
5.0
Based on 243 reviews
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Harper profile picture
Harper
12:17 29 Sep 25
Mr. Duane has truly been a gift to our family! His support, expertise, and professionalism made all the difference. He patiently answered all our questions and helped us secure the interest rate we were hoping for. He's truly a standout in this field — a real MVP! It's clear he has a heart for service, and we pray he receives abundant blessings, both in this life and beyond. We’re deeply grateful for the time, effort, and care he invested in us throughout our home-buying journey, all the way to helping us get our very first home here in the U.S. May God bless you
Response from the owner 20:55 29 Sep 25
Thank you, Harper! I'm thrilled to hear that my support and expertise a your mortgage broker have made a meaningful impact on your family's home-buying journey here in the U.S. Your kind words and prayers mean the world to me, and I'm grateful for the opportunity to assist you in securing the interest rate you were hoping for. As your dedicated mortgage lender, I'm always here to help with any future needs!
Lisa Paulette profile picture
Lisa Paulette
13:04 09 Sep 25
Duane Buziak was a Godsend. With patience and outstanding professionalism, Duane guided me through not only a new home purchase, but navigating an emotional life transition. He is a master who competes with only him self…as he is number 1. He works tirelessly to garner the best interest rate and loan situation. He is respected by his peers and other professionals within his network. I couldn’t have made it through this daunting experience without his encouragement and expertise.
Response from the owner 12:20 11 Sep 25
Thank you for your wonderful feedback, Lisa! We're thrilled to hear about your positive experience working with Duane. His dedication to his clients and exceptional professionalism truly set him apart. We appreciate your kind words and are glad we could support you during this important transition. Congratulations on your new home!
Marla Garcia profile picture
Marla Garcia
19:27 06 Sep 25
Response from the owner 00:54 07 Sep 25
Thank you so much for the 5-star rating, Marla! I'm thrilled that you had a positive experience with Duane Buziak Mortgage Maestro. If there's anything more I can do for you as your mortgage broker, feel free to reach out anytime.
Cecilia Morejon profile picture
Cecilia Morejon
15:25 05 Sep 25
Although I had an overwhelming complicated style of income, Duane was a rockstar and made it happen. He dug around and found what worked for me and when lenders complicated the process even more, Duane was on top of things and we worked it out together. Things got done efficiently and neatly. A true master in his field! You can tell he lives and breaths his career and loves what he does. 🙌🙌🙌
Response from the owner 00:57 07 Sep 25
Thank you for your wonderful feedback, Cecilia! We're thrilled to hear that Duane was able to navigate your complex mortgage situation and deliver such a positive experience. His dedication and expertise truly make a difference, and it's amazing to know that you felt supported throughout the process. We appreciate your recognition of his hard work and passion. As an elite mortgage broker your satisfaction is our top priority!
John Steffy profile picture
John Steffy
21:21 29 Aug 25
Duane is the real deal
Is he over the top…Absolutely!
Is he aggressive…Yes!
Will he reach out to you as soon as you inquire…you bet!!!
And at the end of the day he will use that energy to get you the best deal that fits your needs.
We started out working with him almost 3 years ago. We were in a desperate situation. We did not have the necessary history for a conventional mortgage. The company that Duane worked for them did not handle such cases. When he exhausted all available avenues at his disposal, he gave me another contact who handled those cases. While that broker was far from the worker Duane was, he had an angel working for him “Crystal” her hard work and council led us to getting it done…
Flash forward to this month. I had always said I would seek Duane when we were able to refinance…our pay history was now sufficient, our credit scores had been pushed up. Duane sends an email. We reconnected.
Talking at 10pm ( someone who sleeps less than me)
2am emails ( yes I was up as well)
3 weeks later
We just signed our refi loan
3.5% drop
Closing was 2 weeks ahead of schedule
No glitches!
Why
Duane knows the business!
Duane grinds!
Duane listens to what you want!
Duane doesn’t push at the end!
Thank you Maestro!
Photo from customer review
Response from the owner 03:59 30 Aug 25
Thank you for your fantastic feedback! We're thrilled to hear about your positive experience with Duane and grateful for your trust in him over the years. His dedication and commitment to finding the best solutions for his clients truly set him apart. Congratulations on your successful refinance and the impressive rate drop! We appreciate your support and look forward to assisting you in the future.Thank you!
Kyle Blackwell profile picture
Kyle Blackwell
15:24 27 Aug 25
Duane and his team were amazing! He gets the rates and deals done. Trusted broker, I will recommend him to any in Virginia! Duane I couldn't thank you enough giving me the confidence to be able to close and open a new chapter in my life.
Response from the owner 03:34 28 Aug 25
Thank you for your wonderful feedback, Kyle! We're thrilled to hear that Duane and the team were able to support you in this important transition. Your recommendation means a lot to us, and we're glad to have been part of your journey. Wishing you all the best in this new chapter of your life!Thank you!
J R profile picture
J R
14:50 15 Aug 25
Duane was super knowledgeable and definitely the best broker I've used–he really fought to get us the best rate possible and kept me in the loop at all times.
Response from the owner 15:15 15 Aug 25
Thank you so much JR, for your awesome review! I'm thrilled to hear that you found me knowledgeable and that I could secure you the best rate while keeping you informed throughout the process. Your experience with me means a lot, and I'm grateful to be your go-to mortgage lender.Duane Buziak Mortgage Maestro
No Thanks profile picture
No Thanks
17:20 05 Aug 25
As you can tell by my username I am not a publicity hound. But I have to stop and thank Duane Buziak. I know he is the maestro but I didn't know he also saves money on title fees too. Wow. I compared over 7 different title companies and it wasn't even close. Talk about someone going the extra mile. Best rates lowest fees, and then he sent me a title company that I swear to God charged almost nothing for title fees. Amen. He goes above and beyond anyone. I had purchased 4 homes before this, never had a smoother, easier, less painful experience. And the savings, they are very real. If you are not using Duane Buziak for your mortgage, why?
Response from the owner 02:29 06 Aug 25
Thank you very much for your kind words! I'm delighted that you valued the low title fees with no settlement charge and felt the mortgage process was seamless and stress-free. Assisting you in saving money as your mortgage broker and providing a positive experience is always my aim here in Virginia
Naomi Hoehn profile picture
Naomi Hoehn
20:10 29 Jul 25
⭐️⭐️⭐️⭐️⭐️
I’ve worked with many lenders over the years, but Duane Buziak continues to set the gold standard. I’ve trusted him with countless clients — and recently, I had the pleasure of working with him on my own home purchase. Simply put, Duane is outstanding.

He brings a rare combination of deep industry knowledge, creative problem-solving, and genuine care for the people he works with. He doesn’t just get deals done — he gets them done right, with clarity, integrity, and speed. When things got stressful, Duane was the steady hand I needed, always two steps ahead and laser-focused on solutions.

Throughout the process, Duane was incredibly responsive (even after hours), always keeping me informed and confident in every step. He explained every detail with patience, offered insightful guidance on financing options, and made sure the entire transaction was smooth and on schedule.

As both a real estate professional and a recent client, I can confidently say Duane is the kind of lender every agent wishes they could work with. He’s not just good — he’s a game-changer. I wouldn’t hesitate to recommend him to anyone looking to buy, refinance, or simply understand their options.

If you’re lucky enough to work with Duane Buziak, you’re in the best hands.
Response from the owner 22:19 29 Jul 25
Thank you so much, Naomi! I'm truly honored by your kind words and delighted to know that my blend of industry knowledge and focus on personalized solutions made your home purchase a positive experience. As a prideful mortgage broker, It's wonderful to hear that my responsiveness and commitment to integrity left such a positive impression, both for your own transaction and with the countless clients you've trusted me with.
Yulia Kosova profile picture
Yulia Kosova
03:26 29 Jul 25
Response from the owner 04:17 29 Jul 25
Thank you for the fantastic rating Yulia! I'm delighted to hear I could provide great mortgage broker services for you. If you ever need help with ITIN or any other mortgages in the future, please don't hesitate to reach out.

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Get Started with Your Mortgage Journey!

At VA Mortgage Specialist, we understand that homeownership can be exciting yet overwhelming. We’re here to assist you throughout the entire process. Whether you’re purchasing your first home or refinancing, our dedicated team is ready to offer support tailored to your unique needs.